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The MegaMillions $1 BILLION lottery is tonight, but we all know the lottery is a scam. How about a better way? One where you get the equivalent of free lotto, without any risk?

Better than the lotto without the risk 

We all know that State Lottery systems are basically a scam; the odds of even breaking even in the average state lottery is 1 in 37.  Or said another way, you have a 36 in 37 chance of losing your $2. It kinda sounds like the states are purposefully screwing over the people; heck, with these odds, I would much rather gamble with the Italian Mob as they seem to screw you over less, but anyway.

State lottery systems are really taxes on lower socioeconomic classes, don't just take my word for it; countless studies have shown how they are scamming millions of people every week.  

Let me make it clear, I do not blame someone for wanting a better life, and the promise of winning $10million or more is very appealing for anyone.  My problem is how the states choose to exploit this desire of the people to become rich, and sadly, the statistics prove the only ones getting rich are the states themselves. In the end, the person buying the lottery ticket almost always loses.

What if I told you I found a way to beat the system and to stick it to the man, by getting 40 free lottery tickets each week, every week.  With a guarantee, you will not lose your money in the process.  Sounds too good to be true, and trust me, I was skeptical at first.  After digging into it, I can assure you not only is it real, it is entirely legal, and in fact, a recent law was created for the sole purpose of encouraging people to do this – all this and more in today's video.

It's said that Americans spent over $70 billion on lottery tickets in 2017. Estimates show the average American spends between $70 — $86 per month on lottery tickets! That's over $1000 per year spent buying hope, and in most cases, coming up empty-handed.

Every time you play the lottery and lose, you lose money, duh, that is simple and obvious, but sadly many people never bother to sit and actually look at the hard truth.  Instead, they are sold on the dream, the promise, the hope, of something better. Many in the finance industry say that the lottery is an extra tax on the poor, with a Gallup Poll noting that the average lottery player in the United States is in the lower-middle-class tax brackets and earns well below $90,000 per year, with a disproportionately larger percentage of people earning less than $24,000 per year.

To make matters worse, your odds of winning an average state lottery is approximately 1 in 300 million. To put that into perspective, you have better odds of being struck by lightning (1 in 1.2 million), and I do not know about you, but even growing up in Florida, the "Lighting Capital of the World," I have not been struck by lightning, thankfully.  Yet, every Floridan has a much higher chance of having Zeus shoving a lightning bolt up their rear-end than winning the lotto.

Aren't we tired of losing money playing lotteries yet?

Ok, I think I have beat the issue enough.  State lottery and even the national Powerball/MegaMillions lotteries basically suck.  So why in the heck am I proposing you play the lotto and get your 40 free tickets every week?  

Glad you asked, but first, as my regular viewers will know.  I have a team of outstanding lawyers chained up in my basement, and their single goal in life is to keep me safe from lawsuits.  Because of this, they get a little rowdy whenever I make a video, and the only way to calm them down is to give a little disclaimer.  The views in this video are my opinion only; maybe the scumbags that run the state and national lotteries are knowingly taking money from the poor just so they can profit, or perhaps not, you can form your own opinion.  This video is for entertainment purposes only, and I am not a lawyer, accountant, mathematician, or anything else with any kind of credentials.  I am just some random dude on the internet, blah, blah, blah, you get the point.

What if I told you, you didn't have to lose money every time you played the lotto game? What if there was an app that helps you save money while scratching the lottery itch at the same time? What if there was a way that you can do all this while guaranteeing you won't lose? This is precisely why Ben Doyle and Adam Moelis, Mole-leas, Moe-lis, I don't know, I am dyslexic and have a horrible time pronouncing names, so sorry, Adam.  

Moving on, Adam and Ben created Yotta Savings. This duo has created a reward-based savings account while bringing the no-lose lottery to the United States and turning it into a mobile app game.

I know right now you are probably shouting at your screen, "wait a second there slick, are you sayin' I gotta have a savin' account or somethin'? I thought this was lotto, not banking crap.  Unlike, unsubscribe."

Ok, calm down there, skippy.  Let me explain how this is both an amazing savings account and a lotto with a $10 million weekly grand prize.  Best of all, it is the only lotto that guarantees you never lose your money.

Like I said in the opening, I first thought this was a scam when I heard about it about a year ago and pretty much ignored it.  That was, until, a few months ago, YouTuber Graham Stephan said he was using.  Now in all transparency, he is also an investor in this new service, but I trust Graham and believe he wouldn't recommend a product unless he really trusted it.

The premise behind the app is straightforward. You deposit your money into Yotta's FDIC insured savings accounts. You receive one recurring lottery ticket for every $25 you have in your account. This ticket enters you into a lottery to win prizes ranging from a few cents to $10 million. The idea behind this is that it combines the discipline of building a savings account with the excitement of entering a lottery.

Adam and Ben didn't just come up with this idea out of thin air. The concept of prize-linked savings may be new in the United States, but it has been around in the United Kingdom since the 1950s. The British government used the Premium Bond to incentivize its citizens to save money by offering them cash prizes. This has enabled a third of Brits to save over $100 billion. A similar concept came to the United States with the American Savings Promotion Act. This Act, passed into law in 2014, allows financial institutions to offer prizes directly linked to how much money customers retain in their savings accounts.

I want to be clear; the Yotta Savings account by itself isn't all good news. The interest rate you can expect to make from Yotta is currently 0.2%, which is 4x better than the average bank’s savings account at 0.05% per the FDIC.

However, the odds of winning the top $10 million prize are substantially worse than playing Powerball or MegaMillions. Per Yotta's website, the odds of winning the $10 million top prize is 1 in 8,260,307,055, whereas MegaMillions lists their odds as 1 in 302,575,350 you will win the top prize.

Wait, hold up, I think you are saying to yourself, the chances of winning are worse than the Powerball or MegaMillions WTF???  This Steven guy is an idiot.  

Ok, once again, calm down, skippy.

Let's do some basic math, and don't worry; it will be basic.

If the average person that purchases lotto spends $1,000 per year, of course, many spend less, and some spend more, but this is the national average across all lotto purchasers.  Using this number, you would purchase 500 $2 tickets per year.  The breakeven odds -- that is, the chances of just getting your $2 back on a single ticket is 1 in 37.  That is not "too bad," I guess.  But think of it this way there is a 36 in 37 chance of losing your $2.  So that sucks.

Now let's calculate that on your 500 tickets; now you have a 1 in 18,500 chance of winning your $2 back on each ticket.  Of course, this doesn't factor in the chances of one ticket winning you $1,000, even if the other 499 are losers, but I want to keep this simple.  

No matter how you calculate your chances, you still have a nearly 99% chance to lose your $1,000. Whereas with Yotta, that same $1,000 would give you 40 weekly tickets at no cost.  Win or lose on those tickets each week; you still have your $1,000.  Because there was NO COST or risk to playing the lotto game, you can think of the winnings as a bonus.

Also, because you have 40 tickets, you have 40x the chance of winning the grand prize, so if we take the odds of 1 in 8,260,307,055 and divide by 40, you now have a 206,507,676.375 chance, which you know what?  It is BETTER than the MegaMillions if you only purchased one ticket, so there you have it!  Of course, MegaMillions usually has a higher payout than the $10,000 by Yotta, and in theory, you would have purchased more tickets, but whatever, the concept is still accurate, and I want to keep the math simple here.  

Moving past just the grand-prize, there are many other possible prizes each week.  Per AskSebby, each ticket with Yotta has an estimated odds of winning at least something at 1 in 110. He also states that your odds of winning a Tesla Model 3, the second-highest prize Yotta offers, is 1 in 133,230,759. That's about 3x better than your chances of winning Powerball or MegaMillions while ensuring that you lose no money.

I have been using Yotta for a little over a month, and so far, I have won $1.53 in prizes, ok, yes, I know, big deal -- a whole $1.53, but the key is I still have my $625.00 I deposited, whereas anyone that purchased lotto this week, would be lucky if they even won the $1.53.  I have both, and you can as well using Yotta.

So how do you sign up for this program?  Well, it is simple: download the app using the link below and make your first deposit.  Yes, it is that simple.  Every day the app chooses a number, and at the end of the week, you know if you won that week or not.  The app even shows you how you are doing every day so that you can follow along.

When you sign up, I do ask you to please enter the promo code of CARLSON; doing so helps to support the channel, and I really appreciate it.

So when you are sitting around as a family at Christmas this year, in groups of 10 or less, from 3 or fewer households of course, because of Laws and COVID and stuff, anyway, as you are sitting around, instead of throwing away money on state lotto tickets for each family member.  Sit down and install Yotta on everyone's mobile device and start 2021 right. Don't forget to use my promo code, please.

I have used resources from Medium, Investopedia, and AskSebby, links to their articles are in the description box.


Better than the lotto without the risk 


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